/* ══════════ PrimePartners Funding — Full Web (ต่อยอดจากสไตล์เดิม) ══════════ */
:root{--navy-3:#0F1B3F;--paper:#F4F8FD;--ok:#16794C;--warn:#B45309}

/* ── แถบบนสุด (Utility bar) ── */
.topbar{background:var(--navy-2);color:#C9D6EE;font-size:.78rem}
.topbar .container{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:34px;flex-wrap:wrap}
.topbar a{color:#DCE7FA;font-weight:600;padding:2px 0}
.topbar a:hover{color:#fff;text-decoration:underline}
.topbar .tb-links{display:flex;gap:18px;flex-wrap:wrap}
.topbar .tb-note{display:flex;align-items:center;gap:8px}
.topbar .tb-note::before{content:"";width:7px;height:7px;border-radius:50%;background:#3ddc84;display:inline-block}

/* ── เมนูหลัก + dropdown ── */
header .nav{height:76px}
.nav-links{align-items:center;gap:2px}
.nav-links > a,.nav-links .dd-t{padding:8px 12px;border-radius:8px;white-space:nowrap;font-weight:700;font-size:.9rem;color:var(--blue-d);
  border:1.5px solid transparent;background:none;cursor:pointer;font-family:inherit;display:inline-flex;align-items:center;gap:5px}
.nav-links > a:hover,.nav-links .dd:hover > .dd-t,.nav-links .dd:focus-within > .dd-t{background:linear-gradient(180deg,#fff,var(--blue-xl));border-color:#aebecd}
.nav-links a.active,.nav-links .dd.active > .dd-t{border-color:var(--blue);background:linear-gradient(180deg,#fff,var(--blue-l))}
.dd{position:relative}
.dd-t .car{font-size:.7rem;transition:transform .15s}
.dd:hover .car,.dd:focus-within .car{transform:rotate(180deg)}
.dd-m{position:absolute;left:0;top:100%;min-width:300px;background:#fff;border:1.5px solid var(--blue);border-radius:12px;padding:8px;
  box-shadow:0 18px 40px rgba(20,34,78,.18);display:none;z-index:200;margin-top:2px}
.dd:hover .dd-m,.dd:focus-within .dd-m{display:block}
.dd-m a{display:block;padding:10px 12px;border-radius:8px;font-weight:600;color:var(--navy);font-size:.9rem;line-height:1.35}
.dd-m a small{display:block;color:var(--muted);font-weight:400;font-size:.76rem;margin-top:1px}
.dd-m a:hover{background:var(--blue-xl)}

/* ── Hero แบบสถาบันการเงิน ── */
.fhero{background:linear-gradient(120deg,var(--navy-3) 0%,var(--navy) 55%,#1d3a78 100%);color:#fff;padding:56px 0 62px;position:relative;overflow:hidden}
.fhero::after{content:"";position:absolute;right:-120px;top:-140px;width:460px;height:460px;border-radius:50%;
  background:radial-gradient(circle,rgba(211,168,80,.28),rgba(211,168,80,0) 68%)}
.fhero .container{position:relative;z-index:1}
.fhero .crumb{color:#B9C8E6}.fhero .crumb a:hover{color:#fff}
.fhero h1{font-size:2.25rem;font-weight:800;line-height:1.3;margin-bottom:12px;max-width:820px}
.fhero h1 em{font-style:normal;color:var(--gold-l)}
.fhero p.lead{color:#D5E0F5;font-size:1.08rem;max-width:720px}
.fhero .cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.fhero .cta-row .btn{padding:12px 22px}
.btn-gold{background:linear-gradient(180deg,#E6BF6A 0%,#C9952F 60%,#A9781F 100%);color:#17285A;border:1.5px solid #8f6618;
  box-shadow:inset 0 1px 0 rgba(255,255,255,.55),0 3px 0 #7d5712,0 8px 16px rgba(0,0,0,.25)}
.btn-gold:hover{filter:brightness(1.06);transform:translateY(-1px)}
.btn-line-o{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.55)}
.btn-line-o:hover{background:rgba(255,255,255,.1)}
.fhero-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:34px;border-top:1px solid rgba(255,255,255,.18);padding-top:20px}
.fhero-stats div{padding:0 18px;border-left:1px solid rgba(255,255,255,.16)}
.fhero-stats div:first-child{border-left:none;padding-left:0}
.fhero-stats b{display:block;font-size:1.5rem;color:var(--gold-l);font-weight:800}
.fhero-stats span{font-size:.85rem;color:#C9D6EE}

/* ── แถบความน่าเชื่อถือ ── */
.trust-strip{background:#fff;border-bottom:1px solid var(--line)}
.trust-strip .container{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.ts{display:flex;align-items:center;gap:12px;padding:18px 16px;border-left:1px solid var(--line)}
.ts:first-child{border-left:none}
.ts .ic{flex:none;width:40px;height:40px;border-radius:10px;background:var(--blue-xl);color:var(--blue-d);display:flex;align-items:center;justify-content:center}
.ts .ic svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.ts b{display:block;color:var(--navy);font-size:.92rem;line-height:1.3}
.ts span{color:var(--muted);font-size:.8rem;line-height:1.35;display:block}

/* ── เนื้อหาทั่วไป ── */
.sec{padding:60px 0}
.sec.alt{background:#fff}
.sec.paper{background:var(--paper)}
.sec-head .eyebrow{display:block;text-align:center;color:var(--gold-d);font-weight:800;font-size:.8rem;letter-spacing:.08em;margin-bottom:6px}
.sec-head{text-align:center;max-width:720px;margin:0 auto 36px}
.sec-head h2{font-size:1.75rem;font-weight:800;color:var(--navy);line-height:1.35;margin-bottom:8px}
.sec-head p{color:var(--muted)}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.icard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.sec.alt .icard{background:var(--paper);box-shadow:none}
.icard .ic{width:46px;height:46px;border-radius:12px;background:linear-gradient(135deg,var(--blue-xl),var(--blue-l));color:var(--blue-d);display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.icard .ic svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.icard h3{color:var(--navy);font-size:1.08rem;font-weight:800;margin-bottom:6px;line-height:1.4}
.icard p{color:var(--muted);font-size:.93rem}
.icard ul{margin:8px 0 0 18px;color:var(--muted);font-size:.92rem}
.icard li{margin-bottom:4px}
a.icard{display:block;transition:transform .16s,box-shadow .16s,border-color .16s}
a.icard:hover{transform:translateY(-3px);border-color:var(--blue);box-shadow:0 14px 30px rgba(26,97,153,.16)}
.more{display:inline-flex;align-items:center;gap:6px;color:var(--blue);font-weight:800;font-size:.9rem;margin-top:12px}
.more::after{content:"›";font-size:1.2rem;line-height:1}

/* ── การ์ดผลิตภัณฑ์ (ภาพรวม) ── */
.pcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);display:flex;flex-direction:column}
.pcard img{aspect-ratio:16/10;object-fit:cover;object-position:left center;width:100%}
.pcard .pb{padding:22px;display:flex;flex-direction:column;flex:1}
.pcard h3{color:var(--navy);font-size:1.15rem;font-weight:800;margin-bottom:4px}
.pcard .sub{color:var(--blue-d);font-weight:600;font-size:.88rem;margin-bottom:12px}
.kv{display:grid;grid-template-columns:auto 1fr;gap:6px 14px;font-size:.9rem;margin-bottom:16px;border-top:1px dashed var(--line);padding-top:12px}
.kv dt{color:var(--muted)}.kv dd{color:var(--navy);font-weight:700}
.pcard .btns{display:flex;gap:10px;margin-top:auto;flex-wrap:wrap}
.pcard .btns .btn{flex:1;min-width:130px;padding:11px 14px;font-size:.92rem}

/* ── ตารางสไตล์เอกสารธนาคาร ── */
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
table.tbl{width:100%;border-collapse:collapse;font-size:.93rem;min-width:560px}
.tbl th,.tbl td{padding:13px 16px;text-align:left;vertical-align:top;border-top:1px solid var(--line)}
.tbl thead th{background:var(--navy);color:#fff;border-top:none;font-weight:700}
.tbl tbody th{background:var(--blue-xl);color:var(--navy);font-weight:800;white-space:nowrap}
.tbl tbody tr:nth-child(even) td{background:#FAFCFF}
.tbl-note{color:var(--muted);font-size:.82rem;margin-top:10px}

/* ── ขั้นตอน (Stepper) ── */
.pp-steps{display:grid;grid-template-columns:repeat(var(--n,4),1fr);gap:18px;counter-reset:st;position:relative}
.pp-step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px 20px 20px;position:relative;box-shadow:var(--shadow)}
.pp-step::before{counter-increment:st;content:counter(st);display:flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:50%;
  background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;font-weight:800;margin-bottom:12px;box-shadow:0 4px 10px rgba(23,40,90,.3)}
.pp-step h3{color:var(--navy);font-size:1.02rem;font-weight:800;margin-bottom:4px}
.pp-step p{color:var(--muted);font-size:.9rem}
.pp-step .tm{display:inline-block;margin-top:10px;background:var(--blue-xl);color:var(--blue-d);font-weight:700;font-size:.78rem;padding:3px 10px;border-radius:999px}
.vsteps{display:flex;flex-direction:column;gap:0;max-width:820px;margin:0 auto}
.vstep{display:grid;grid-template-columns:56px 1fr;gap:18px;position:relative;padding-bottom:26px}
.vstep::before{content:"";position:absolute;left:27px;top:52px;bottom:-2px;width:2px;background:var(--blue-l)}
.vstep:last-child::before{display:none}
.vstep .no{width:54px;height:54px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;font-weight:800;font-size:1.2rem;display:flex;align-items:center;justify-content:center;box-shadow:0 5px 12px rgba(23,40,90,.28)}
.vstep .bd{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px;box-shadow:var(--shadow)}
.vstep h3{color:var(--navy);font-size:1.08rem;font-weight:800;margin-bottom:4px}
.vstep p{color:var(--muted);font-size:.93rem}
.vstep .tag{display:inline-block;margin-top:8px;background:var(--blue-xl);color:var(--blue-d);font-weight:700;font-size:.78rem;padding:3px 10px;border-radius:999px}

/* ── Checklist / Callout ── */
.checks{list-style:none;margin:0;padding:0}
.checks li{position:relative;padding:8px 0 8px 32px;color:var(--ink);font-size:.95rem;border-bottom:1px dashed var(--line)}
.checks li:last-child{border-bottom:none}
.checks li::before{content:"";position:absolute;left:2px;top:12px;width:20px;height:20px;border-radius:50%;background:var(--ok) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5.5 10.5l3 3 6-7' fill='none' stroke='white' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/20px no-repeat}
.checks.no li::before{background:#B91C1C url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M6.5 6.5l7 7M13.5 6.5l-7 7' fill='none' stroke='white' stroke-width='2.2' stroke-linecap='round'/%3E%3C/svg%3E") center/20px no-repeat}
.callout{border-left:4px solid var(--blue);background:#fff;border-radius:0 12px 12px 0;padding:16px 20px;margin:22px 0;box-shadow:var(--shadow)}
.callout b{color:var(--navy)}
.callout.warn{border-left-color:var(--gold)}
.callout.safe{border-left-color:var(--ok)}
.callout p{color:var(--ink);font-size:.95rem}

/* ── Sidebar เลย์เอาต์หน้าสินค้า/บทความ ── */
.layout{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:36px;align-items:start}
.side{position:sticky;top:96px;display:flex;flex-direction:column;gap:18px}
.sbox{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow)}
.sbox h4{color:var(--navy);font-weight:800;margin-bottom:10px;font-size:1rem}
.sbox.cta{background:linear-gradient(150deg,var(--navy),#1f3f82);color:#fff;border:none}
.sbox.cta h4{color:#fff;font-size:1.1rem}
.sbox.cta p{color:#D5E0F5;font-size:.9rem;margin-bottom:14px}
.sbox.cta .btn{width:100%}
.sbox ul{list-style:none}
.sbox li{border-bottom:1px solid var(--line);padding:9px 0;font-size:.9rem}
.sbox li:last-child{border-bottom:none}
.sbox li a{color:var(--blue-d);font-weight:600}
.sbox li a:hover{color:var(--blue);text-decoration:underline}
.sbox .rate{font-size:2rem;font-weight:800;color:var(--gold-d);line-height:1.1}
.sbox .rate small{font-size:.9rem;color:var(--muted);font-weight:600}
.sbox .rate-note{color:var(--muted);font-size:.8rem;margin:6px 0 14px}
.prose h2{color:var(--navy);font-size:1.45rem;font-weight:800;margin:34px 0 10px;line-height:1.4;scroll-margin-top:96px}
.prose h2:first-child{margin-top:0}
.prose h3{color:var(--blue-d);font-size:1.12rem;font-weight:800;margin:22px 0 6px}
.prose p{color:var(--ink);margin-bottom:12px}
.prose ul,.prose ol{margin:6px 0 14px 22px;color:var(--ink)}
.prose li{margin-bottom:6px}
.prose a{color:var(--blue);font-weight:600;text-decoration:underline}
.prose .tbl-wrap{margin:14px 0 18px}

/* ── FAQ ── */
.faq-tabs{display:flex;gap:8px;flex-wrap:wrap;justify-content:center;margin-bottom:26px}
.faq-tabs button{font-family:inherit;font-weight:700;font-size:.9rem;padding:8px 16px;border-radius:999px;border:1.5px solid #aebecd;background:#fff;color:var(--blue-d);cursor:pointer}
.faq-tabs button.on,.faq-tabs button:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.faq-search{max-width:560px;margin:0 auto 22px}
.faq-search input{width:100%;font-family:inherit;font-size:1rem;padding:13px 18px;border:1.5px solid #aebecd;border-radius:999px;background:#fff;outline:none}
.faq-search input:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(26,97,153,.18)}
.faq-list{max-width:860px;margin:0 auto}
details.faq{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:10px;overflow:hidden}
details.faq summary{cursor:pointer;list-style:none;padding:16px 52px 16px 20px;font-weight:800;color:var(--navy);position:relative;line-height:1.45}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:1.5rem;color:var(--blue);font-weight:400}
details.faq[open] summary::after{content:"−"}
details.faq[open] summary{background:var(--blue-xl)}
details.faq .ans{padding:14px 20px 18px;color:var(--ink);font-size:.95rem;border-top:1px solid var(--line)}
details.faq .ans p{margin-bottom:8px}
.faq-cat{display:block;max-width:860px;margin:26px auto 10px;color:var(--gold-d);font-weight:800;font-size:.85rem;letter-spacing:.06em}
.faq-empty{display:none;text-align:center;color:var(--muted);padding:24px}

/* ── เครื่องคำนวณ ── */
.calc{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:26px;align-items:start}
.cbox{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
.cbox h2{color:var(--navy);font-size:1.2rem;font-weight:800;margin-bottom:16px}
.calc .fld{margin-bottom:16px}
.calc .fld label{display:block;font-weight:700;color:var(--navy);margin-bottom:6px;font-size:.93rem}
.calc .fld input,.calc .fld select{width:100%;font-family:inherit;font-size:1rem;padding:12px 14px;border:1.5px solid #aebecd;border-radius:10px;background:#fff;outline:none}
.calc .fld input:focus,.calc .fld select:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(26,97,153,.18)}
.calc .fld .hint{color:var(--muted);font-size:.8rem;margin-top:4px}
.calc .row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.res-big{background:linear-gradient(135deg,var(--navy),#1f3f82);color:#fff;border-radius:12px;padding:20px;margin-bottom:16px}
.res-big small{color:#C9D6EE;display:block;font-size:.85rem}
.res-big b{font-size:2rem;color:var(--gold-l);font-weight:800;line-height:1.2}
.res-list{display:grid;grid-template-columns:1fr auto;gap:8px 12px;font-size:.93rem;margin-bottom:12px}
.res-list span{color:var(--muted)}.res-list b{color:var(--navy);text-align:right}
.calc-sched{max-height:280px;overflow:auto;border:1px solid var(--line);border-radius:10px;margin-top:12px}
.calc-sched table{width:100%;border-collapse:collapse;font-size:.85rem}
.calc-sched th,.calc-sched td{padding:8px 10px;text-align:right;border-top:1px solid var(--line)}
.calc-sched th:first-child,.calc-sched td:first-child{text-align:left}
.calc-sched thead th{position:sticky;top:0;background:var(--blue-xl);color:var(--navy);border-top:none}

/* ── ความรู้ / บทความ ── */
.acard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);display:flex;flex-direction:column;transition:transform .16s,box-shadow .16s}
.acard:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(26,97,153,.16)}
.acard .thumb{height:140px;display:flex;align-items:center;justify-content:center;color:#fff;background:linear-gradient(135deg,var(--navy),var(--blue))}
.acard .thumb svg{width:54px;height:54px;fill:none;stroke:currentColor;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round;opacity:.95}
.acard .thumb.g2{background:linear-gradient(135deg,#7a5412,var(--gold))}
.acard .thumb.g3{background:linear-gradient(135deg,#0f5b4a,#1d8f73)}
.acard .thumb.g4{background:linear-gradient(135deg,#3b2d78,#5b4bb0)}
.acard .thumb.g5{background:linear-gradient(135deg,#7b2a3d,#b04560)}
.acard .ab{padding:18px 20px 20px;display:flex;flex-direction:column;flex:1}
.acard .cat{color:var(--gold-d);font-weight:800;font-size:.75rem;letter-spacing:.06em;margin-bottom:4px}
.acard h3{color:var(--navy);font-size:1.05rem;font-weight:800;line-height:1.45;margin-bottom:6px}
.acard p{color:var(--muted);font-size:.9rem;margin-bottom:10px}
.acard .meta{margin-top:auto;color:var(--muted);font-size:.8rem}
.art-meta{color:#C9D6EE;font-size:.88rem;margin-top:14px}
.toc{counter-reset:t}
.toc li{counter-increment:t;font-size:.9rem}
.toc li a::before{content:counter(t) ". ";color:var(--muted)}
.disc{background:#FFF8E7;border:1px solid #F0DDA8;border-radius:12px;padding:14px 18px;color:#6B4E10;font-size:.85rem;margin-top:26px}

/* ── ติดต่อ ── */
.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.cc{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.cc h3{color:var(--navy);font-size:1.05rem;font-weight:800;margin:10px 0 4px}
.cc .big{color:var(--blue-d);font-weight:800;font-size:1.15rem;word-break:break-word}
.cc p{color:var(--muted);font-size:.9rem}

/* ── แถบ CTA ล่าง ── */
.cta-band2{background:linear-gradient(120deg,var(--navy-3),var(--navy) 60%,#1d3a78);color:#fff;border-radius:18px;padding:34px 38px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.cta-band2 h2{font-size:1.5rem;font-weight:800;line-height:1.4;margin-bottom:4px}
.cta-band2 p{color:#D5E0F5;font-size:.95rem}
.cta-band2 .btn{padding:14px 28px}

/* ── ท้ายหน้าแบบขยาย ── */
.foot-grid.x5{grid-template-columns:1.5fr 1fr 1fr 1fr 1.3fr}
.foot-disc{border-top:1px solid var(--line);padding-top:18px;margin-bottom:18px;color:var(--muted);font-size:.8rem;line-height:1.7}
.foot-links{display:flex;gap:18px;justify-content:center;flex-wrap:wrap;margin-bottom:10px;font-weight:600;font-size:.85rem}

/* ── ตัวช่วยบนหน้าแรก ── */
.mini-faq{max-width:860px;margin:0 auto}

/* ── Responsive ── */
@media(max-width:1100px){
  .nav-links > a,.nav-links .dd-t{padding:8px 9px;font-size:.84rem}
  .foot-grid.x5{grid-template-columns:1fr 1fr 1fr}
}
@media(max-width:960px){
  .layout{grid-template-columns:minmax(0,1fr)}
  .side{position:static}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .grid-3{grid-template-columns:repeat(2,1fr)}
  .pp-steps{grid-template-columns:repeat(2,1fr)}
  .calc{grid-template-columns:1fr}
  .contact-grid{grid-template-columns:1fr}
  .trust-strip .container{grid-template-columns:repeat(2,1fr)}
  .ts:nth-child(3){border-left:none}
  .fhero-stats{grid-template-columns:repeat(2,1fr);gap:18px 0}
  .fhero-stats div:nth-child(3){border-left:none;padding-left:0}
}

/* เมนูแบบขีดสามขีด ใช้ที่ความกว้าง ≤ 960px (เดิม 700px) เพราะเมนูเต็มรูปแบบกว้างกว่า */
@media(max-width:960px){
  .topbar .tb-links{display:none}
  .topbar .container{justify-content:center}
  header .nav{height:auto;min-height:64px;flex-wrap:wrap;gap:10px;padding-top:8px;padding-bottom:8px}
  .brand .tag{display:none}
  .nav-burger{display:flex;margin-left:auto}
  .nav-line{margin-left:0}
  .nav-links{display:none;margin-left:0}
  .nav-links.open{display:flex;flex-direction:column;align-items:stretch;gap:0;order:9;width:100%;border-top:1px solid var(--line);padding:4px 0 10px}
  .nav-links > a,.nav-links .dd-t{padding:12px 6px;border:none;border-radius:0;width:100%;justify-content:space-between;font-size:1rem;border-top:1px solid var(--line);background:none}
  .nav-links > a:first-child{border-top:none}
  .nav-links .dd{width:100%}
  .nav-links .dd-t .car{display:none}
  .dd-m{position:static;display:block;box-shadow:none;border:none;padding:0 0 6px 14px;min-width:0;margin:0;background:transparent}
  .dd-m a{padding:9px 6px;font-size:.92rem;font-weight:600}
  .dd-m a small{display:none}
}
@media(max-width:700px){
  .fhero{padding:38px 0 44px}
  .fhero h1{font-size:1.65rem}
  .fhero p.lead{font-size:.98rem}
  .fhero .cta-row .btn{flex:1;min-width:0}
  .sec{padding:44px 0}
  .sec-head h2{font-size:1.38rem}
  .grid-2,.grid-3,.grid-4,.pp-steps{grid-template-columns:1fr}
  .calc .row2{grid-template-columns:1fr}
  .vstep{grid-template-columns:44px 1fr;gap:12px}
  .vstep .no{width:44px;height:44px;font-size:1rem}
  .vstep::before{left:21px;top:44px}
  .cta-band2{padding:26px 22px}
  .foot-grid.x5{grid-template-columns:1fr}
  .trust-strip .container{grid-template-columns:1fr}
  .ts{border-left:none;border-top:1px solid var(--line)}
  .ts:first-child{border-top:none}
  .fhero-stats b{font-size:1.2rem}
}

/* กันสไตล์ .eyebrow / .step เดิมของหน้าแรกชนกับส่วนใหม่ */
.sec-head .eyebrow{background:none!important;border:none!important;box-shadow:none!important;padding:0!important;border-radius:0!important;width:auto!important;max-width:none!important}
.layout > *{min-width:0}
.grid-2>*,.grid-3>*,.grid-4>*{min-width:0}
.calc > *,.calc .row2 > *,.calc .fld{min-width:0}
.calc .fld input,.calc .fld select{max-width:100%}

/* ── แถบรายการหน้าต่าง ๆ (ใต้แถวโลโก้ เฉพาะจอ ≤ 960px) ── */
.navstrip{display:none}
@media(max-width:960px){
  .navstrip{display:block;background:#fff;border-top:1px solid var(--line);position:relative}
  .navstrip::after{content:"";position:absolute;right:0;top:0;bottom:0;width:28px;pointer-events:none;background:linear-gradient(90deg,rgba(255,255,255,0),#fff)}
  .ns-in{display:flex;gap:6px;overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none;padding:8px 20px;max-width:1120px;margin:0 auto}
  .ns-in::-webkit-scrollbar{display:none}
  .navstrip a{flex:none;white-space:nowrap;padding:7px 14px;border-radius:999px;font-weight:700;font-size:.86rem;color:var(--blue-d);
    border:1.5px solid #c3d3e3;background:linear-gradient(180deg,#fff,var(--blue-xl))}
  .navstrip a:hover{border-color:var(--blue)}
  .navstrip a.on{background:var(--navy);border-color:var(--navy);color:#fff}
}

/* ภาพประกอบบทความ */
.acard .thumb{height:auto;aspect-ratio:16/10;background:var(--blue-l);overflow:hidden;display:block}
.acard .thumb img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .35s ease}
.acard:hover .thumb img{transform:scale(1.04)}
.art-cover{width:100%;aspect-ratio:16/8;object-fit:cover;border-radius:var(--radius);margin:0 0 22px;box-shadow:var(--shadow)}

/* ── หน้าติดต่อเรา (โครงสร้างแบบหน้าติดต่อของสถาบันการเงิน) ── */
.fhero.has-img{min-height:340px}
.fhero.has-img::before{content:"";position:absolute;right:0;top:0;bottom:0;width:46%;background:url(contact-hero.jpg) center/cover no-repeat;
  -webkit-mask-image:linear-gradient(90deg,transparent 0%,#000 38%);mask-image:linear-gradient(90deg,transparent 0%,#000 38%);opacity:.92}
.fhero.has-img .container{position:relative;z-index:2}
.fhero.has-img h1,.fhero.has-img p.lead{max-width:600px}
.ctabs{display:flex;gap:10px;flex-wrap:wrap;justify-content:center;margin:0 0 30px}
.ctabs a{padding:9px 18px;border-radius:999px;font-weight:800;font-size:.9rem;color:var(--blue-d);background:#fff;border:1.5px solid #aebecd}
.ctabs a:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.cgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;align-items:stretch}
.cblock{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);display:flex;flex-direction:column;overflow:hidden;scroll-margin-top:100px}
.cblock .ch{background:linear-gradient(135deg,var(--navy),#1f3f82);color:#fff;padding:18px 22px}
.cblock .ch small{display:block;color:#C9D6EE;font-size:.78rem;font-weight:600;margin-bottom:2px}
.cblock .ch h3{font-size:1.12rem;font-weight:800;line-height:1.4}
.cblock .cb{padding:6px 22px 20px;display:flex;flex-direction:column;flex:1}
.crow{display:grid;grid-template-columns:40px 1fr;gap:12px;padding:15px 0;border-bottom:1px dashed var(--line);align-items:start}
.crow:last-of-type{border-bottom:none}
.crow .ci{width:40px;height:40px;border-radius:10px;background:var(--blue-xl);color:var(--blue-d);display:flex;align-items:center;justify-content:center}
.crow .ci svg{width:21px;height:21px;fill:none;stroke:currentColor;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.crow .lb{color:var(--muted);font-size:.8rem;font-weight:600}
.crow .vl{color:var(--navy);font-weight:800;font-size:1.12rem;line-height:1.35;word-break:break-word}
.crow .vl a:hover{color:var(--blue);text-decoration:underline}
.crow .sm{color:var(--muted);font-size:.84rem;margin-top:2px}
.cnote{background:#FFF8E7;border:1px solid #F0DDA8;border-radius:10px;padding:11px 14px;color:#6B4E10;font-size:.83rem;margin:6px 0 14px;line-height:1.6}
.cnote b{color:#5a3f08}
.cblock .cbtn{margin-top:auto}
.cblock .cbtn .btn{width:100%}
.loc{display:grid;grid-template-columns:1.1fr 1fr;gap:26px;align-items:stretch}
.loc .addr{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:26px}
.loc .addr h3{color:var(--navy);font-size:1.2rem;font-weight:800;margin-bottom:4px}
.loc .addr .big{color:var(--navy);font-size:1.05rem;font-weight:700;margin:12px 0 16px;line-height:1.6}
.loc .map{border-radius:var(--radius);overflow:hidden;background:linear-gradient(135deg,var(--blue-l),#fff);border:1px solid var(--line);display:flex;align-items:center;justify-content:center;min-height:240px;position:relative}
.loc .map::before{content:"";position:absolute;inset:0;background:
  linear-gradient(0deg,rgba(255,255,255,.55),rgba(255,255,255,.55)),
  repeating-linear-gradient(0deg,transparent 0 38px,#c7d9ec 38px 40px),repeating-linear-gradient(90deg,transparent 0 38px,#c7d9ec 38px 40px)}
.loc .map .pin{position:relative;text-align:center;padding:20px}
.loc .map .pin svg{width:56px;height:56px;fill:#C0392B;stroke:#fff;stroke-width:1.4;filter:drop-shadow(0 6px 8px rgba(0,0,0,.25))}
.loc .map .pin b{display:block;color:var(--navy);margin:8px 0 12px}
.social{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;max-width:760px;margin:0 auto}
.social a{display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px;box-shadow:var(--shadow)}
.social a:hover{border-color:var(--blue)}
.social .si{width:46px;height:46px;border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:800;font-size:1.2rem;flex:none}
.social .fb{background:#1877F2}.social .ln{background:#06C755}
.social b{display:block;color:var(--navy)}.social span{color:var(--muted);font-size:.85rem}
.share{display:flex;align-items:center;gap:10px;flex-wrap:wrap;justify-content:center;margin-top:26px;color:var(--muted);font-weight:700;font-size:.9rem}
.share a,.share button{font-family:inherit;font-weight:700;font-size:.85rem;padding:7px 14px;border-radius:999px;border:1.5px solid #aebecd;background:#fff;color:var(--blue-d);cursor:pointer}
.share a:hover,.share button:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
@media(max-width:960px){
  .cgrid{grid-template-columns:1fr}
  .loc{grid-template-columns:1fr}
  .fhero.has-img::before{width:100%;opacity:.18;-webkit-mask-image:none;mask-image:none}
}
@media(max-width:700px){.social{grid-template-columns:1fr}.fhero.has-img{min-height:0}}

/* ── ภาพประกอบเวกเตอร์ในหัวหน้า ── */
.fhero.has-art::before{content:"";position:absolute;right:3%;top:14px;width:min(44%,500px);height:calc(100% - 28px);max-height:420px;
  background:var(--art) right center/contain no-repeat;pointer-events:none}
.fhero.has-art .container{position:relative;z-index:2}
.fhero.has-art h1,.fhero.has-art p.lead{max-width:58%}
.fhero.has-art .fhero-stats{max-width:64%}
@media(max-width:960px){
  .fhero.has-art::before{opacity:.22;width:70%;right:0}
  .fhero.has-art h1,.fhero.has-art p.lead,.fhero.has-art .fhero-stats{max-width:none}
}

/* ปุ่มในตารางเปรียบเทียบ: ขนาดและตัวอักษรเท่ากันทุกปุ่ม ไม่ตัดบรรทัด */
.tbl .btn{display:flex;align-items:center;justify-content:center;width:150px;max-width:100%;white-space:nowrap;text-align:center;padding:10px 8px;font-size:.92rem;margin:0 auto 0 0}

/* แถบตัวเลขในหัวหน้าสินเชื่อ: กันข้อความล้นขอบและไม่ให้ภาพประกอบทับข้อความบนจอกลาง/เล็ก */
.fhero-stats div{min-width:0}
.fhero-stats b{overflow-wrap:anywhere;line-height:1.25}
@media(max-width:960px){
  .fhero.has-art::before{opacity:.1}
  .fhero-stats b{font-size:1.3rem}
  .fhero-stats span{font-size:.82rem}
}

/* การ์ดผลิตภัณฑ์: คลิกได้ทั้งใบ เพื่อเข้าหน้ารายละเอียด (ปุ่มลงทะเบียนยังกดแยกได้) */
.pcard{position:relative;transition:transform .16s,box-shadow .16s,border-color .16s}
.pcard:hover{transform:translateY(-4px);border-color:var(--blue);box-shadow:0 16px 34px rgba(26,97,153,.2)}
.pcard a.stretch{color:inherit}
.pcard a.stretch::after{content:"";position:absolute;inset:0;z-index:1}
.pcard a.stretch:focus-visible::after{outline:3px solid rgba(22,119,200,.55);outline-offset:-3px;border-radius:var(--radius)}
.pcard:hover h3 a.stretch{color:var(--blue)}
.pcard img{transition:transform .35s ease}
.pcard:hover img{transform:scale(1.03)}
.pcard{overflow:hidden}
.pcard .btns{position:relative;z-index:2}
.pcard .btns .btn{flex:1 1 100%}
.cblock .cb .crow{border-bottom:none;padding:12px 0 4px}

/* QR Code เพิ่มเพื่อน LINE */
.qrbox{display:flex;flex-direction:column;align-items:center;gap:8px;margin:6px 0 16px;padding:14px;border:1px dashed var(--line);border-radius:12px;background:#fff}
.qrbox img{width:150px;height:150px;image-rendering:pixelated}
.qrbox span{color:var(--muted);font-size:.82rem;text-align:center}
.qrbox[hidden]{display:none}

/* ไอคอนในการ์ดช่องทางติดต่อ (หน้าความปลอดภัย) */
.cc .ic{width:46px;height:46px;border-radius:12px;background:linear-gradient(135deg,var(--blue-xl),var(--blue-l));color:var(--blue-d);display:flex;align-items:center;justify-content:center;margin-bottom:4px}
.cc .ic svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}

/* ภาพประกอบเล็กที่มุมขวาบนของการ์ดหัวข้อ */
.spot{display:none}
.icard,.cc{position:relative}
.icard .spot,.cc .spot{display:block;position:absolute;right:8px;top:8px;width:136px;height:auto;pointer-events:none}
.icard .ic,.cc .ic{position:relative;z-index:1}
.icard h3,.cc h3{position:relative;z-index:1}
@media(max-width:700px){.icard .spot,.cc .spot{width:116px;right:6px;top:6px}}

/* ภาพประกอบ 3 มิติแทนไอคอนเล็ก ที่ตำแหน่งซ้ายบนของการ์ด */
.art{margin:-8px 0 2px -14px;line-height:0}
.art img{width:164px;height:auto;display:block}
.icard .spot,.cc .spot{display:none!important}
@media(max-width:700px){.art img{width:140px}}

/* ฟอร์มสมัครที่ฝังในหน้าแรก (iframe): ซ่อนแถบบนสุดและปุ่ม LINE ลอย */
html.embed .topbar,html.embed .pp-line-float{display:none!important}

/* ===== ท้ายหน้า + แถบบนสุด: ให้ใช้ได้กับทุกหน้า (หน้าสมัคร/ขอบคุณมีสไตล์ของตัวเอง) ===== */
footer{background:linear-gradient(180deg,#ffffff 0%,var(--blue-xl) 100%);border-top:1.5px solid var(--blue);color:var(--muted);padding:56px 0 28px;font-size:.9rem}
.foot-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.2fr;gap:36px;margin-bottom:36px}
.foot-brand .logo-row{display:flex;align-items:center;gap:10px;margin-bottom:14px}
.foot-brand .nm{color:var(--navy);font-weight:800}
.foot-brand .tg{font-size:.72rem;color:var(--muted)}
footer h5{color:var(--blue-d);font-weight:800;font-size:.95rem;margin-bottom:14px}
footer ul{list-style:none}
footer li{margin-bottom:9px}
footer a:hover{color:var(--blue-d)}
.foot-contact li{display:flex;gap:10px;align-items:flex-start}
.socials{display:flex;gap:10px;margin-top:16px}
.socials a{width:34px;height:34px;border-radius:50%;background:var(--blue-l);border:1px solid var(--line);display:flex;align-items:center;justify-content:center;color:var(--blue-d);font-weight:800;font-size:.8rem}
.socials a:hover{background:var(--blue);color:#fff}
.foot-bottom{border-top:1px solid var(--line);padding-top:20px;text-align:center;color:var(--muted);font-size:.8rem}
.foot-brand .pp-mark,.logo-row .pp-mark{width:40px;height:40px;flex:0 0 40px;border-radius:50%}
.foot-brand .nm{display:inline-block;padding-bottom:3px;border-bottom:2px solid var(--gold)}
footer .container,.topbar .container,header .container.nav{max-width:1120px;margin:0 auto;padding-left:20px;padding-right:20px}
footer a{color:inherit}
footer ul,footer li{list-style:none}
footer .foot-grid.x5{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr 1.3fr;gap:36px;margin-bottom:36px}
.foot-disc{display:block}
@media(max-width:1100px){footer .foot-grid.x5{grid-template-columns:1fr 1fr 1fr}}
@media(max-width:700px){footer{padding:44px 0 24px}footer .foot-grid.x5{grid-template-columns:1fr;gap:28px;margin-bottom:28px}footer li{margin-bottom:11px}}

/* ให้หัวเว็บและท้ายหน้าเหมือนกันทุกหน้า แม้หน้าสมัคร/ขอบคุณมีสไตล์ของตัวเอง */
footer{text-align:left}
header .brand{display:flex;align-items:center;gap:10px}
header .brand .pp-mark{width:44px;height:44px;flex:0 0 44px;border-radius:50%}
header .brand .name{font-weight:800;color:var(--blue-d);font-size:1.02rem;line-height:1.25}
header .brand .tag{font-size:.72rem;color:var(--muted);font-weight:500}
header .nav{max-width:1120px;margin:0 auto;padding:0 20px;display:flex;align-items:center;gap:24px}
@media(max-width:960px){header .nav{flex-wrap:wrap;gap:10px}}